Given the current economic climate, and the ever-shifting goal posts of home ownership, we are often asked if we offer advice on mortgages.  As Insurance Specialists we think our clients would benefit from some sound mortgage advice from Mortgage Specialists.

We use and recommend Penberthy Mortgage Advisers. They offer Mortgage Advice as licensed financial advisers. If you would like a referral please ask your EJA adviser.

Like our Insurance Advisers, our Mortgage Advisers are intent on achieving the best deal for you, your budget and your lifestyle. They can advise you on every type of mortgage; whether you want to buy your first, next or even last home, reduce your monthly payments or borrow against your capital for any purpose.

They will also take the time to sit down with you and establish what you can really afford to borrow (it might be more than you think) and offer some clever money savings tips for making your mortgage work for you.

First Home Buyers

For First Home mortgages, they can help. Even with a small deposit, there are still mortgages available to you, and you may be surprised about how far your dollars will go.

Looking to Remortgage?

There are a variety of products available when you have access to the whole of the market. Those with a significant amount of equity in their homes may be wondering what the fuss is about when they see just how competitive rates are when sourced from the whole market.

Please note: EJA may receive a referral fee from Penberthys if you implement a mortgage via them.